Ma Smartcards Akuyenda Pazaka Zotsatirazi

khadi la ngongole ya smartcard

Wow… mukamaganizira za zida zonse zodalirika komanso zodalirika zama kirediti kadi zamizere yamagetsi, ndiye zida ndi ndalama kunja uko zosinthira. Komabe, pazaka zingapo zikubwerazi, ndizomwe ziti zichitike! Makhadi achikhalidwe akuchokera.

Zinatengera kubedwa kwamakhadi angongole a 70 miliyoni munthawi ya tchuthi cha 2013 kuti alimbikitse Congress kusiya makhadi osatetezeka omwe amagwiritsidwa ntchito ndi anthu ambiri aku America ndikukhazikitsa nthawi yatsopano (ku US, mulimonse) ukadaulo wamakhadi anzeru. Pomwe aku America akungoyamba kuphunzira kuti khadi yanzeru ndi yotani, yakhala (yogwiritsidwa ntchito) m'misika ina kwazaka zopitilira 20, ndikupangitsa US kukhala msika wokhawo waukulu padziko lapansi womwe ukugwiritsabe ntchito ukadaulo wosayina ndi tekinoloje.

The New Technology amadziwika kuti EMV (imayimira: Europay, MasterCard ndi Visa) - yomwe imadziwikanso kuti makhadi abwino. Makhadi anzeru amagwiritsa ntchito chip ndi PIN kapena chip ndi tekinoloje yaukadaulo komanso magawo angapo achitetezo, kuphatikiza chip chophatikizidwa ndi chizindikiritso chapadera, chomwe chimatha kusintha nthawi iliyonse.

Kuwakhadzula kachitidwe kuti asonkhanitse zidziwitso pa chip ndikupanga kirediti kadi yabodza ndizovuta pomwe makhadi amizere, deta imatha kuwerengedwa, kulembedwa, kuchotsedwa kapena kusinthidwa ndi zida zapashelefu, zomwe zimabweretsa chinyengo pamakadi ambiri. M'misika momwe makhadi anzeru agwiritsidwira ntchito, zotayika zatsika pakati ndipo zabodza zatsika 78%. Mtengo wosinthira akuti ndi $ 35 biliyoni, woti uzichitidwa ndi ogulitsa.

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