Kupanga makanema apamwamba nthawi zambiri kumabweretsa zovuta zazikulu. Pachikhalidwe, kupanga makanema kumafunikira mapangidwe apadera azithunzi, kusintha makanema, ndi luso lojambula, zomwe zingatenge zaka kuti munthu apeze. Kwa mabizinesi, kupanga makanema nthawi zambiri kumatanthauza kubwereka mabungwe okwera mtengo kapena kuyika ndalama kwa antchito apadera. Kuphatikiza apo, mapulogalamu omwe amagwiritsidwa ntchito popanga makanema amakhala ovuta komanso okwera mtengo, kukweza zotchinga zamabizinesi ang'onoang'ono ndi apakatikati (SMEs),…